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Blended and non-traditional families are everywhere these days and that’s a wonderful thing! But when it comes to estate planning , they bring unique challenges. According to Pew Research , 1 in 6 children live in a blended family. Two-parent households are on the decline in the U.S., as divorce, remarriage, and cohabitation rise. Blended families often include step-kids, half-siblings, and kids from previous marriages, turning what might be a straightforward plan for a tradi

Owning a co-op in New York City isn’t just an investment, it’s a commitment to navigating some of the most complex estate planning  rules around. Unlike traditional real estate, transferring a co-op to heirs or into a trust requires careful strategy and cooperation from the building’s Board of Directors. This guide will help clarify how estate planning, trusts, and co-op ownership intersect, so you can protect your New York co-op apartment and make sure your wishes are honore

Once upon a time, estate planning meant spelling out who gets grandma’s china or the family home. Fast-forward to today, and your digital life matters just as much, maybe even more! From crypto to cloud photos to social media to online business, your digital assets are part of your legacy, and if you don’t make a plan, your loved ones could be left out in the digital cold.   What ARE Digital Assets Anyway? Digital assets are any items, accounts, or content you own or control

Big news for New Yorkers: as of July 19, 2024, Transfer on Death (TOD) deeds are officially here! If you’ve been wondering if there’s an easier way to leave your home to loved ones without court delays, this is a big win. At Sammartino & Sultan Law Group, we’re excited to break down how TOD deeds work, what makes them awesome, and reasons you might want to chat with an estate planning attorney before signing anything.   What’s Changed? No more jumping through hoops just to ke

Real estate is often the biggest part of a family’s wealth, so it deserves careful planning. Estate planning for property is not just about who gets the house or rental when you die. It is also about protecting those properties from lawsuits, creditors, and other surprises during your lifetime.   Why Real Estate Asset Protection Matters If someone is hurt on your rental property, or a dispute leads to a lawsuit, everything you own in your name  could be at risk. That may inc

If you’re in the middle of buying a home, there’s a good chance you’ve already heard about “locking in your interest rate.” With rates...

When most people hear “estate planning,” they picture the rich or folks heading into retirement. But here’s the truth, if you’re over 18,...

When it comes to planning for the future, one big question is: Should I have a will, a trust, or both? Let’s break down what each does,...